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Insurance Premium Rates - Wellington

Risk Based Pricing effects Wellington

We are now seeing 'Risk Based Pricing' from Insurance Companies. Put another way, the cost to bring Natural Disaster/Earthquake protection to Wellington is paid for by Wellington policyholders and potentially not subsidised by other regions.

Click here to read a recent article about a Tower Insurance policyholder who figured out why the premium on her house insurance is increasing by $5,000 a year.

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  • NZ General Insurance Market Update - July 2025

    News

    End of Quarter 2 - 30 June 2025 Over the past quarter, economic activity has remained subdued, reflected in lower building cost inflation and a flat housing market. At the same time, the cost of essentials—including food, accommodation, and energy—rose by 4.2%. This presents a mixed local picture, which is further complicated by ongoing global uncertainty and rising cost pressures abroad.

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  • NZ General Insurance Market Update - April 2025

    News

    The first quarter of 2025 has now closed with a mixture of stable to slow economic news against the backdrop of global uncertainty.

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  • The aibGROUP Way

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    aibGROUP Insurance Limited (AIB) is a fully licensed Financial Advice Provider (FAP) as amended by the Financial Services legislation Amendment Act 2019 (FMC Act).

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