No more prudent example of the aibGROUP's "Certainty through Adversity" is where a company or professional can be legally challenged over business practice or conduct. Professional Indemnity Insurance provides legal liability protection for businesses and professional people, such people need to discuss this with the experienced aibGROUP Advisors to ensure the right cover is in place.

Specifically coverage is available for:

• Settlements by or judgements against the business or professional person arising out negligent advice or services
• Legal costs and expenses associated with the defence of legal action

Extensions to the basic coverage is also provided for:

• Defamation
• Liability arising from a previous business or occupation
• Loss of Documents
• Breach of Confidentiality
• Automatic Reinstatement of Policy Limits
• Liability or loss through dishonesty by employees