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Machinery Breakdown

The loss of a critical machine through a breakdown can have significant downstream negative impacts for a business. Machinery Breakdown Insurance provides protection should such an event occur.

For anything from small electric motors to a refrigeration plant or a gas turbine, breakdown protection other than normal wear and tear is available. Cover is usually on an annual basis for permanent fixed machinery housed at a permanent location.

Machinery Breakdown insurance policy extensions are available covering:

  • Deterioration of Stock where stock is kept under controlled conditions and then spoiled by a breakdown of a refrigeration unit.
  • Loss of Profits following an insured breakdown.
  • Increased Cost of Working assists in keeping the business operating and meeting unforeseen costs such as overtime, outsourcing to a third party, increased advertising or rental of temporary premises.


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